Privacy Policy - Smart Rupee

Smart Rupee ("Smart Rupee", "App", "we", "our" or "us") respects the privacy of its users and is committed to handling information responsibly.

This Privacy Policy describes the types of information that may be collected when you use Smart Rupee, how such information may be used, and the choices available to you.

By accessing or using Smart Rupee, you acknowledge this Privacy Policy.

Information We Collect

Depending on the features you use, Smart Rupee may process certain information necessary for operating and improving the application.

Information You Provide

Email address when you voluntarily contact customer support.
Feedback, questions, suggestions or support communications.
Information voluntarily entered into application features.

Automatically Collected Information

Device type and device information.
Operating system and app version.
IP address.
Advertising Identifier where applicable.
App interaction and usage information.
Crash reports and diagnostic information.
Approximate location derived from IP address where applicable.

How We Use Information

Information collected through Smart Rupee may be used for the following purposes:

To provide and maintain application functionality.
To improve app performance and user experience.
To identify and resolve technical issues.
To understand how users interact with the App.
To respond to customer support enquiries.
To maintain security and prevent misuse.
To display advertisements where applicable.
To comply with applicable laws and regulatory requirements.

Smart Rupee does not sell your personal information.

Credit Line & Financial Information

Smart Rupee may provide information, tools, demonstrations, calculators or interfaces related to credit lines and personal finance.

Important: Smart Rupee is not a bank or NBFC unless specifically stated otherwise within the applicable service or product disclosure. Availability, eligibility, limits, fees, interest rates, repayment terms and approval decisions may depend on the applicable service provider or lender.

Any examples, estimated amounts, limits, repayments or other calculations displayed within the App are for informational or demonstration purposes unless expressly identified as an actual financial offer.

Third-Party Services

Smart Rupee may use third-party services for advertising, analytics, application performance and other supporting functionality.

These services may include:

Google AdMob
Google Play Services
Firebase Analytics
Firebase Crashlytics, where enabled

Third-party providers may process information such as device identifiers, advertising identifiers, app interaction data, diagnostic data and approximate location derived from an IP address in accordance with their own privacy policies.

Advertising

Smart Rupee may display advertisements through third-party advertising services such as Google AdMob.

Advertising providers may use device identifiers and other limited information to measure advertising performance, prevent fraud and, where legally permitted and consented to, provide personalized advertising.

Users may be able to manage advertising preferences through their Android device or Google account settings.

Data Security & Retention

We use reasonable administrative and technical safeguards designed to protect information against unauthorized access, alteration, disclosure or destruction.

Where information is transmitted between the App and supported online services, secure HTTPS connections may be used.

Information is retained only for as long as reasonably required for the purposes described in this Privacy Policy or as necessary to comply with applicable legal obligations.

No method of electronic transmission or storage can guarantee complete security.

Children's Privacy

Smart Rupee is not designed for children under the age of 13, and we do not knowingly collect personal information from children under 13.

If we discover that personal information from a minor has been collected in circumstances where such collection is not permitted, we will take reasonable steps to delete the information promptly.

Parents or guardians who believe that a minor has provided personal information to us may contact us at:

sikandersinghoffical@gmail.com

Your Rights

Depending on applicable law and your jurisdiction, you may have certain rights regarding personal information associated with you.

Access: Request information about personal data we hold about you.
Correction: Request correction of information that is inaccurate or outdated.
Deletion: Request deletion of your personal information, subject to applicable legal or regulatory retention requirements.
Withdrawal of Consent: Withdraw consent for consent-based processing where applicable.

To exercise applicable privacy rights or ask questions about our data practices, contact:

sikandersinghoffical@gmail.com

We may need to verify your identity before processing certain privacy-related requests.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to Smart Rupee, applicable legal requirements or our information practices.

When this policy is updated, the revised date will be displayed at the top of this page.

Where required, significant changes may also be communicated through the App or another appropriate method.

We encourage users to periodically review this page for the latest information about our privacy practices.

Contact Us

If you have questions, concerns or requests regarding this Privacy Policy or the handling of your information, you may contact us.

Privacy Questions? We're Here to Help.

Contact our support team for privacy, account, application or data-related enquiries.

Email:
sikandersinghoffical@gmail.com

Contact Support

Financial Disclaimer

Smart Rupee provides financial information, credit-related interfaces, calculators and/or demonstration features for informational purposes.

Smart Rupee does not guarantee approval, eligibility, credit limits, interest rates, repayment periods or availability of any financial product.

Where financial products or services are made available by a third-party lender or regulated financial institution, the applicable provider's terms, disclosures, eligibility requirements and policies will apply.

Users should carefully review all applicable terms before accepting any financial product or service.